Without prejudice to any other right or remedy available to you under this Agreement, we have the right and you hereby authorize us to deduct the amount of any amount due and due by you from any amount then owed to you by us (or a member of our group of companies) in respect of salary or voluntary selective severance pay. to the extent that such recourse is permitted by law. Under the Consumer Credit Act 1974, you have the right to withdraw from this contract without giving any reason. This right begins the day after the day you signed the contract and lasts 14 days from that day. To retract, you must inform us that you intend to do so by writing to customer service. Creation Consumer Finance Limited, Chadwick House, Blenheim Court, Solihull B91 2AA or by phone on 0871 376 9200. When you withdraw, you must repay the loans already granted to us and the accrued interest at the interest rate indicated above. In the written termination, we will give you our reasons for terminating the credit agreement and a statement showing the outstanding amount minus any applicable discounts. If the unpaid amount is not paid within seven days, we will terminate the insurance contract and any additional services paid with the credit provided….